no-income purchase loan

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A no-income-verification purchase loan offers a unique pathway to homeownership for borrowers whose income may be challenging to document traditionally. These loans, sometimes referred to as "no-doc" or "stated income" loans, require minimal income documentation, making them a suitable choice for self-employed individuals, freelancers, or investors with substantial assets but variable income streams. While these loans may come with slightly higher interest rates due to their perceived risk, they allow for faster approval processes and greater flexibility. Please note that credit score and down payment requirements remain in effect. Discover the potential of no-income verification purchase loans today and find an unconventional route to your dream home.

Begin the home-buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

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Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify potential roadblocks early on, allowing you to address them before finding the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

Travis Egan, VA Mortgage Vet

NMLS # 655284

2031 Wilma Rudolph Blvd

Clarksville, TN 37040

(931) 208-6280

WE DON'T SLEEP UNTIL
THE MISSION IS COMPLETE

MISSIO SUPER OMNIA

Loan Factory

NMLS # 320841

2195 Tully Road

San Jose, CA 75254

(660) 333-3333

Loan Factory is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other federal regulations. All applicants applying for credit from Loan Factory will never be discouraged based on race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm


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