Get Pre-Qualified Today!!!
A USDA purchase loan, backed by the United States Department of Agriculture, offers a unique opportunity for homeownership, particularly for individuals seeking to reside in eligible rural and suburban areas. USDA loans offer remarkable benefits like zero down payment requirements and competitive interest rates, making them an attractive choice for eligible buyers, particularly those with modest incomes. While these loans come with specific location and income requirements, the potential to finance up to 100% of the home's value provides a substantial benefit for those who qualify. Explore the benefits of USDA purchase loans today, and let your journey to homeownership blossom in the beauty of rural and suburban America.
Begin the home-buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.
Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.
Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.
Streamline the process - The pre-approval process helps you identify potential roadblocks early on, allowing you to address them before finding the home of your dreams.
Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.
Travis Egan, VA Mortgage Vet
NMLS # 655284
2031 Wilma Rudolph Blvd
Clarksville, TN 37040
(931) 208-6280
Loan Factory
NMLS # 320841
2195 Tully Road
San Jose, CA 75254
(660) 333-3333
Loan Factory is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other federal regulations. All applicants applying for credit from Loan Factory will never be discouraged based on race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm
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