VA Home Loan Calculator

Considering a VA home loan? Use this calculator to estimate your monthly payment, based on your home's purchase price and the terms of your loan.


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How much will my VA loan payments be?

Start by filling out the information on the left-hand side.

Click 'Calculate Mortgage' to determine your monthly payment.

VA Mortgage Calculator
Loan Details
VA Eligibility
Used VA Loan Before?
Service-Related Disability (10+%)
VA Funding Fee
Additional Costs

Mortgage Results

Calculation Results
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VA Home Loan Basics

VA loans are special home loans designed for individuals who have served in the military, are currently serving, or are military spouses. The government backs these loans and requires proof of qualification, which is a Certificate of Eligibility (COE). VA loans offer several great benefits. The main ones are that you don't need to make a down payment, you don't have to pay for extra insurance on your mortgage, and you usually get better interest rates than most other home loans.

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VA Home Loan Calculator vs. Broad Mortgage Calculator

Figuring out your monthly payments for a VA loan works a lot like other home loans, but there are some notable differences. Several factors can affect the amount you pay each month. These include a special VA fee that helps fund the program, whether you have a VA disability rating, if you've used a VA loan before, and what kind of loan you choose.

The VA Mortgage Vet team's VA home loan calculator considers these factors and more to accurately estimate your purchasing power with a VA loan.

What is the VA Funding Fee?


When you get a VA loan, you usually need to pay a special fee called the funding fee. This money is allocated to the Department of Veterans Affairs and helps sustain the loan program for future veterans. The fee can range from 0.5% to 3.3% of your loan amount. Some people are exempt from paying this fee altogether.

Travis Egan, VA Mortgage Vet

NMLS # 655284

2031 Wilma Rudolph Blvd

Clarksville, TN 37040

(931) 208-6280

WE DON'T SLEEP UNTIL
THE MISSION IS COMPLETE

MISSIO SUPER OMNIA

Loan Factory

NMLS # 320841

2195 Tully Road

San Jose, CA 75254

(660) 333-3333

Loan Factory is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other federal regulations. All applicants applying for credit from Loan Factory will never be discouraged based on race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm


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