How much will my VA loan payments be?
Start by filling out the information on the left-hand side.
Click 'Calculate Mortgage' to determine your monthly payment.
VA loans are special home loans designed for individuals who have served in the military, are currently serving, or are military spouses. The government backs these loans and requires proof of qualification, which is a Certificate of Eligibility (COE). VA loans offer several great benefits. The main ones are that you don't need to make a down payment, you don't have to pay for extra insurance on your mortgage, and you usually get better interest rates than most other home loans.
🏠 Need help with mortgage approval? 🏡
An experienced mortgage broker can help you find the most competitive mortgage lenders.
⬇️ Click the Easy Button to get started! ⬇️
Figuring out your monthly payments for a VA loan works a lot like other home loans, but there are some notable differences. Several factors can affect the amount you pay each month. These include a special VA fee that helps fund the program, whether you have a VA disability rating, if you've used a VA loan before, and what kind of loan you choose.
The VA Mortgage Vet team's VA home loan calculator considers these factors and more to accurately estimate your purchasing power with a VA loan.
When you get a VA loan, you usually need to pay a special fee called the funding fee. This money is allocated to the Department of Veterans Affairs and helps sustain the loan program for future veterans. The fee can range from 0.5% to 3.3% of your loan amount. Some people are exempt from paying this fee altogether.
Travis Egan, VA Mortgage Vet
NMLS # 655284
2031 Wilma Rudolph Blvd
Clarksville, TN 37040
(931) 208-6280
Loan Factory
NMLS # 320841
2195 Tully Road
San Jose, CA 75254
(660) 333-3333
Loan Factory is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other federal regulations. All applicants applying for credit from Loan Factory will never be discouraged based on race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm
© Copyright 2025 | Loan Factory | All rights reserved.