Considering a VA home loan? Use this calculator to estimate how much your monthly payment could be, based on your home's purchase price and the terms of your loan.

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How much will my VA loan payments be?

Start by filling out the information on the left-hand side.

Hit Calculate Mortgage and find out what the monthly payment will be.

VA Mortgage Calculator

Loan Details

Home Price ($):

Down Payment ($):

Loan Term (years):

Interest Rate (%):

VA Eligibility

Active/Veteran Reservist/National Guard Surviving Spouse

Used VA Loan Before?

Yes No

Service-Related Disability (10+%)

Yes No

VA Funding Fee

Financed into the loan Paid Upfront

Additional Costs

Annual Property Tax ($):

Annual Home Insurance ($):

Annual HOA Fees ($):

Other Costs ($) (Optional):

Mortgage Results

Calculation Results

Total Monthly Payment ($):

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House Price ($):

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VA Funding Fee ($):

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Down Payment ($):

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Loan Amount ($):

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Monthly Payment Breakdown ($):

Principal & Interest:

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Property Taxes:

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Home Insurance:

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HOA Fee:

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Other Costs:

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VA Home Loan Basics

VA loans are special home loans for people who have served in the military, those currently serving, and some military spouses. These loans are backed by the government and require proof that you qualify, called a Certificate of Eligibility (COE). VA loans offer several great benefits. The main ones are that you don't need to make a down payment, you don't have to pay for extra insurance on your mortgage, and you usually get better interest rates than most other home loans.

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VA Home Loan Calculator vs. Broad Mortgage Calculator

Figuring out your monthly payments for a VA loan works a lot like other home loans, but there are some special differences. Several things can change how much you'll pay each month. These include a special VA fee that helps fund the program, whether you have a VA disability rating, if you've used a VA loan before, and what kind of loan you choose.

The VA Mortgage Vet team's VA home loan calculator considers these factors and more to estimate your purchasing power with a VA loan more accurately.

What is the VA Funding Fee?

When you get a VA loan, you usually need to pay a special fee called the funding fee. This money goes to the Department of Veterans Affairs and helps keep the loan program working for future veterans. The fee can be anywhere from half a percent to 3.3 percent of your loan amount. Some people don't have to pay this fee at all.

Edge Home Finance

NMLS# 891464

NMLS Access Portal

Contact Us

5868 Baker Road

Minnetonka, MN 55345

(931) 208-6280

Travis Egan, VA Mortgage Vet

NMLS # 655284

1267 Eagles View Dr

Clarksville, TN 37040

(931) 208-6280

[email protected]

Certificate of Eligibility (COE)

WE DON'T SLEEP UNTIL

THE MISSION IS COMPLETE

Edge Home Finance

NMLS# 891464

5868 Baker Road

Minnetonka, MN 55345

(763) 219-8484

[email protected]

NMLS Access Portal

Licensing Disclosures | Legal Disclosures

Edge Home Finance is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Edge Home Finance will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

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