Deploying Before Your Closing Date Does Not Have to Stop Your Home Purchase and Here Is Why

The Situation That Feels Like a Deal Killer and Usually Is Not

Deployment orders arriving before a closing date is one of those moments that can make a service member feel like a home purchase has to be abandoned or indefinitely postponed. Travis Egan wants veterans and active duty service members to know that in most cases it does not have to work that way.

What a Power of Attorney Actually Allows

A properly executed power of attorney allows a trusted person, typically a spouse or a designated family member, to sign closing documents on behalf of the service member who cannot be physically present. The closing can happen. The keys can get handed over. The purchase can complete. The service member does not have to be in the room or even in the country for it to work.

Travis has closed loans for service members who were already overseas by the time their closing date arrived. The transaction completed successfully because the power of attorney was set up correctly and the paperwork was prepared in advance of the deployment.

Why Early Preparation Is Everything

The critical element in making a deployment-related power of attorney work for a real estate closing is timing. The document has to be set up correctly and it has to be executed before the service member leaves. Trying to arrange a valid power of attorney after deployment has begun creates complications that can delay or derail the closing in ways that proper advance preparation entirely avoids.

VA loan closings have specific requirements around power of attorney that differ from conventional loan closings. Not all POA documents are treated equally by lenders and title companies. The language, the scope of authority granted, and how the document is notarized all matter. Working with a lender who has done this before and knows what the VA and title companies require is what separates a smooth closing from a stressful one.

What to Do If Deployment Is Approaching

If you have deployment orders and a purchase in process or a purchase you are planning to make before you leave the conversation with your lender needs to happen immediately. Not after orders arrive. Not after a closing date is scheduled. Now.

Travis Egan has navigated this situation for service members repeatedly and knows exactly how to set it up so the purchase completes without the deploying service member needing to be present at the table.

Got questions about power of attorney for a VA loan closing or any other aspect of buying a home around military timelines? DM Travis Egan directly. He is here to help. Semper Fi.

Sources

VA.gov
MilitaryOneSource.mil
ConsumerFinancialProtectionBureau.gov
MortgageNewsDaily.com
Investopedia.com